When I do this calculation for clients I effectively inverse any Monte Carlo projections (99% success means 99% failure).
To really die with zero is hard. The closest you can get (without running out) is to 1. Have a plan for long term care, 2. Put off social security to 70, 3. Keep out a small cash cushion. 4. Spend the rest. The key is to bend the curve but have a safe landing.