I don’t like pay pal because they are not good in vetting people who use their services. I have the same issues w mailing items so I only sell locally, that is pick up or drop off service. You might consider selling to a jeweler.
For me, it’s completely worth it. I read a ton and can get books to my kindle e reader for free, the amount of movies and tv included in streaming let me cancel hulu and Netflix plus I buy a lot online due to where I live and not being able to get what I need so the free shipping is worth it. I also get the discount prime since we receive SNAP.