Ladies, I’m excited as I’ve gotten better with my money management!! This is the first month where I haven’t used my overdraft (i bank with chime so no fees). I’ve paid majority of my credit cards down and have designated them for certain bills so I won’t overspend but I’ll also earn points/rewards. I’ve started saving a little bit at a time:
I made a $500 payment towards my tuition ($7000) and my rent is paid for the next 4 months.
This year will be great, I’m definitely not where I need to be but I’m getting better. I’ve only spent $37 on eating out this month.
I only make about $2k a month after taxes and I’m a single mom, so it’s definitely possible to save on low income, just be willing to sacrifice and make some hard truths.