[Elisabeth]

Sorry for my English it’s my second language..

[Nella]

• 401k or IRA is more important than saving. Investments are more important than a savings.
• Be realistic with your category amounts.
• That it takes a while for it to work out. You have to keep changing and developing it to make it work for you.
• Staying healthy will save you tons of money in retirement
• One step at a time. Be honest with yourself and your goals and pay off the smallest credit card first it’s so motivating!

[Billy]

Every single dollar and cent towards debt matters!

Don’t let big amounts deter you from paying off debt. $5 a week will add up. I promise. I’m living proof.

[Samantha]

It’s one financial choice at a time. One purchase at a time. In Other words… Every daily decision will get you to your goal, not a huge life changing moment/opportunity. Your daily spending and budgeting will get you to your end goal.

[Beverly]

Track all your expenses.

Keep the receipts and then analyze what you spent your money on. Looking back after 30 days, you can see more clearly what you messed up or could have made a better choice or a less expensive choice.

Hindsight is always 20/20! Don’t beat yourself up.

Just keep tracking!

[Author]

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