What is more important: retiring 5 years sooner, or having the retirement home of your dreams?

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  • #82809 Reply
    USER

      (small and maneagable house, lakeside, private community, close to favorite city)

      I can’t see a way to do both without seriously downgrading our life now by moving into a smaller home and trading into older vehicles. My spouse is very against this idea.

      #82810 Reply
      Via

        And here I am, thinking about selling all the houses so I don’t have to deal with them 😆 traveling the world, or the US in a nice RV sounds like my “dream” home.

        #82811 Reply
        Nate

          I moved into my “dream home” in 2021. I now want a different dream home. Retirement is always the most important of the two. A house is just a house.

          #82812 Reply
          Ara

            Depends on what is important to you. If you’re planning on traveling quiet a bit then the lakeside home won’t be important.

            #82813 Reply
            Megan

              I live in my dream home and I would work 5 more years if that’s what it took for me to be there.

              #82814 Reply
              Colleen

                Too many variables. Why is it the dream home? Is it bigger? More expensive to maintain? Different location? Can you age in place there? Does it have a large number of stairs, can it be modified to be handicapped accessible? I wouldn’t work for 5 extra years if I would end up paying even more money in the long run for the house

                #82815 Reply
                Austin

                  Only you can decide which one you value more.

                  #82816 Reply
                  Sean

                    The dream home thing is kind of overrated in my opinion, but it’s all about what you find value in. We can’t tell you what’s valuable to you.

                    #82817 Reply
                    Michelle

                      I retired (quit my job) at 51 and wish I had done it sooner. Life is so short and you might be surprised at how little money you actually “need” to live a very happy life.

                      #82818 Reply
                      Nanci

                        I personally value freedom. I would retire 5 years sooner. I actually sold my dream home to be able to quit working earlier.

                        #82819 Reply
                        Kevin

                          Depends. On many factors. Like your age. If you’re 95, I suggest not waiting 5 more years.

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