What is your go to HYSA and why?

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  • #86183 Reply

      Currently have Marcus by Goldman Sachs but I heard some negative stuff. Curious about everyone’s experience.

      #86184 Reply

        I use Discover, their customer service is excellent and their web interface is simple and intuitive to use.

        #86185 Reply

          Vanguard Federal Money Market. 5.07%.

          You called them to request a checkbook and if you need your money you can either do an electronic transfer or write a check.

          #86186 Reply

            Capital One. Because “no fees, no minimums” and no problems in well over 20 years!

            #86187 Reply

              I’ve moved significant funds in and out of Marcus and it’s been fine. In fact, one of the reasons Marcus is one of my preferred HYSAs is because funds transferred out seem to appear in my checking out faster than transfers with some other HYSAs.

              Also, I like that Marcus allows larger transfers than some others.

              Don’t miss: What should I do with my HYSA after having enough emergency fund?

              #86188 Reply

                Y’all please stop telling people on Beyoncé’s internets where you keep your money.

                Lots of scammers on these boards just looking for clues (not to say original poster is…but I work in brokerage and we have constant problems with people stealing email addresses and creating fake accounts etc.) it’s just not a good idea.

                #86189 Reply

                  CFG Bank is giving me over 5% in a money market account. I think you have to keep $1500 in there to avoid a monthly fee. No DD or required monthly card spend.

                  #86190 Reply

                    VUSXX. Went that route as I already had a Vanguard account and didn’t want to open another bank account.

                    #86191 Reply

                      Ally Bank and Capital One, excellent customer service, easy transfers, and user-friendly apps/websites.

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