[Brian]

Something that pretty much covers all the pieces of it and how to use it. Examples- long term capital gains, tax lost harvesting, using it as a bridge account before full retirement age, advantages, disadvantages, how to use it in harmony with a ROTH and regular IRA, ect… Is there a solid book out there focused on this specifically? Something that covers ALL the angles?

Thank you so much in advance!

[Frank]

No, there isn’t. That is like asking for the best book on the use of an iPhone. It would be pretty much obsolete on publication.

Moreover, it would be filled with endless discussions about things that do not apply to most people. So, I would just focus on your situation and what you are trying to do.

And a lot of what you are asking is not about brokerage accounts per se, but about tax laws applicable to retirement accounts. Try the FI Tax Guy website and Andy Panko’s YouTube channel for lots of discussions of that kind of stuff. Also, the Retirement Answer Man and Retirement and IRA show are good podcasts.

[Joel]

You’re asking to set yourself up for analysis paralysis.

Search for online brokerage reviews. Pick one based on how you think you’ll use it. Open the accounts you think you’ll need. Pick up the phone and talk to a rep if you need help. Or use the help available on the website and/or their phone app.

Don’t spend a lot of time on this. Select one and give it a try. Don’t get stuck trying to figure out hypotheticals when you haven’t even opened an account yet.

[Michael]

No- you need a more current medium. The Money Guy show and Rob Berger talk about those topics frequently.

[Christopher]

You’ll want to keep the publication date in mind; many of the topics you mention are tax laws that change over time.

[张扬]

You don’t need to know ALL the angles lest you risk spending too much time & energy trying to optimize every little thing, with ever diminishing returns.

Start with your goals in mind, and then research the big hitters that can help you the most on your path toward your goals.

For most people the basics discussed here are good enough to get them to FI.

If you want more info or discussion, the Bogleheads forum is an excellent and free resource.

[Author]

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