Consensus? For those of you who know the Rule of 72, how many years do you predict it will take your existing portfolio to double (hypothetically assuming no additions/ draw downs starting today).? 6, 7, 8, 9, 10 years…or none of the above? Thanks!
I wouldn’t. I would use a Monte Carlo simulation based on WHAT I AM ACTUALLY HOLDING. Anything else is just a personal crystal ball. And today’s consensus crystal ball is always biased.
If you are using the S&P 500, the nominal returns are about 10-11% and the inflation adjusted (real) returns are about 8% historically for the past 100 years. I don’t know anyone or any consensus who has a better crystal ball than that.