I just received GEICO car insurance bill and it’s 18.60% higher than before

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  • #85327 Reply

      .. with no changes in driving habits and history.

      Any ways to lower it I wonder without downgrading the service including comprehensive coverage?


      #85328 Reply

        We recently switched to costco’s auto insurance program from allstate and saved 50%. Worth looking into!

        #85329 Reply

          Call GEICO and see exactly why it went up. If it’s something to do with the rates for your state and not you as a driver, shop around.

          #85330 Reply

            Do an online defense driving course and give them the certificate it should lower atleast $20-30 a month.

            #85331 Reply

              I had to change to progressive and was soo much.

              #85332 Reply

                I have Geico. Mine went up too. I’m on my dad’s & He dropped a lot of things we don’t use (i.e. roadside assistance).

                When he asked about the dramatic increase they just cited inflation.

                Don’t miss: What are some ways you all recommend on saving on car insurance?

                #85333 Reply

                  All insurance companies have gone up – you might find a company lower than what you are currently paying, but I doubt you will find the price you were paying before. Just like everything else…up, up, up!

                  #85334 Reply

                    I just got our Geico bill and it’s also almost 20% higher. We’ve been with them for 10 years. Time to shop around for new quotes.

                    #85335 Reply

                      I switched from GEICO to State Farm and it is 200 less per month. So, shop around.

                      #85336 Reply

                        Contact an independent insurance agent. They will be able to shop your policy and coverage with 30+ carriers.

                        There is no reason to be loyal to any insurance company if they raise your rates.

                        Explore these too: Does anyone have car insurance tips?

                        #85337 Reply

                          Allstate went up almost 26% and I am a tier 1 customer. We were told due to increased costs for repair and replacement across the board they were raising rates.

                          #85338 Reply

                            I am a Insurance agent yes rates are going up. Many people are also not insured properly .the basic limits do not have the coverage needed .Comp and collision if car is paid off think of what it’s Worth also how easy it would be to replace the car without getting money from ins. if you can afford to replace your car then maybe drop that coverage but those are factors to consider.best to shop around.find a independent agent who represents a few different carriers is the best bet .let them know what your paying also rate high and low limits .then go from there.

                            #85339 Reply

                              We are in our 80s, making plans to give up the car/driving. Insurance, gas, upkeep costs would be gone. That money is about 300/month. Get a mobility scooter that has a good mileage range and budget carefully for required medical visits….our future

                              #85340 Reply

                                Shop around or call an insurance broker. You can get a lower rate with another company. We recently switched from GEICO to Allstate, and my sister recently switched from Allstate to Progessive.

                                We switched both home and auto, and they’re saving us over $1400 a year between the two policies.

                                Something most people don’t realize is the longer you’re with a company, the more they raise your rates.

                                Don’t forget to take a look at: What is the most affordable car insurance?

                                #85341 Reply

                                  Ours went up too. State Farm. I think we are paying for all those fires and the uninsured. And our lovely economy. State Farm, Allstate and Liberty just pulled out of California.

                                  #85342 Reply

                                    Our Geico bill doubled after my hubby totaled a car and with the chip shortages and inflation, the car’s value went up from the purchase price.

                                    We ended up switching to Liberty Mutual insurance instead.

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                                  Reply To: I just received GEICO car insurance bill and it’s 18.60% higher than before
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