After reading Simple Path to Wealth I’m considering putting all of my retirement accounts money into 100% index funds. Depending on the account VFIAX, VFTNX (best available in the 401k), possibly VTSAX in the other. I’m hopefully 10 years out from FI. I would plan to add some bonds maybe a year or two prior to retirement. I don’t know, it feels overly risky for some reason. after having everything in target date funds until recently. What are your informed thoughts?