What is more important: retiring 5 years sooner, or having the retirement home of your dreams?

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  • #82809 Reply
    USER

      (small and maneagable house, lakeside, private community, close to favorite city)

      I canā€™t see a way to do both without seriously downgrading our life now by moving into a smaller home and trading into older vehicles. My spouse is very against this idea.

      #82810 Reply
      Via

        And here I am, thinking about selling all the houses so I don’t have to deal with them šŸ˜† traveling the world, or the US in a nice RV sounds like my “dream” home.

        #82811 Reply
        Nate

          I moved into my ā€œdream homeā€ in 2021. I now want a different dream home. Retirement is always the most important of the two. A house is just a house.

          #82812 Reply
          Ara

            Depends on what is important to you. If youā€™re planning on traveling quiet a bit then the lakeside home wonā€™t be important.

            #82813 Reply
            Megan

              I live in my dream home and I would work 5 more years if thatā€™s what it took for me to be there.

              #82814 Reply
              Colleen

                Too many variables. Why is it the dream home? Is it bigger? More expensive to maintain? Different location? Can you age in place there? Does it have a large number of stairs, can it be modified to be handicapped accessible? I wouldn’t work for 5 extra years if I would end up paying even more money in the long run for the house

                #82815 Reply
                Austin

                  Only you can decide which one you value more.

                  #82816 Reply
                  Sean

                    The dream home thing is kind of overrated in my opinion, but itā€™s all about what you find value in. We canā€™t tell you whatā€™s valuable to you.

                    #82817 Reply
                    Michelle

                      I retired (quit my job) at 51 and wish I had done it sooner. Life is so short and you might be surprised at how little money you actually ā€œneedā€ to live a very happy life.

                      #82818 Reply
                      Nanci

                        I personally value freedom. I would retire 5 years sooner. I actually sold my dream home to be able to quit working earlier.

                        #82819 Reply
                        Kevin

                          Depends. On many factors. Like your age. If you’re 95, I suggest not waiting 5 more years.

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