Who has a joint investment accounts or married couples have separate?

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  • #82659 Reply
    Stephanie

      My question would be would you “Fire” faster if you had a joint? I would assume so?

      #82660 Reply
      Amanda

        Everything is joint. Been married 19 years and have never once had a fight about money. Works great for us.

        #82661 Reply
        Amanda

          Everything is joint. Been married 19 years and have never once had a fight about money. Works great for us.

          #82662 Reply
          Kimberly

            Married 20 + years all of our money accounts (checking, savings, credit cards, emergency funds etc…) are joint, but our investment accounts are separate.

            #82663 Reply
            Sarah

              Joint account married 10 years no separate accounts.

              #82664 Reply
              Bradley

                Separate, married 12 years, but we both had good money before coming into the marriage.

                But truly depends on the financial situation. For example, if you know from the get go that your significant other manages money poorly, 100% separate accounts. You’d be setting yourself up for financial fallout if joint accounts.

                Happy hunting!

                #82665 Reply
                Zack

                  Despite what these righteous marriage zealots say there is no right or wrong when it comes to this question, but there are certain rules. Retirement accounts are by definition individual. Investment accounts can be joint. We have been married 20 years and have all of the above.

                  Joint works for us but not everybody. Gotta figure out what works for your situation and relationship. Yes, I know assets are generally 50/50 in a marriage…but marrital assets are a different thing than acount ownership and tax code.

                  #82666 Reply
                  Erik

                    You’ll probably get a mixed result of answers. Joint or individual accounts are not right or wrong. It all depends on the individuals.

                    #82667 Reply
                    Lisa

                      All joint accounts except for retirement accounts, which have to be separate.

                      I think there is a distinct difference in what people do when it’s a second marriage or when already established people get married later in life. When you start out young and build everything together is most commonly when you see all joint. If I were to get married again, it would all be separate.

                      #82668 Reply
                      John

                        Together 16 years, married 5 years and have never opened a joint account.

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