Comparing cards for a balance transfer and narrowed down to Bank of America BankAmericard, Citi Diamond Preferred and Citi Simplicty

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  • June 26, 2023 at 6:31 pm #84036 Reply
    Jaime

      All are offering 0% for 21 months and all have 3% fee so I’m undecided and unsure what other info to consider to choose.

      Customer service? Rewards?

      I don’t intend to use it for anything other than transferring a balance and paying it off.

      June 26, 2023 at 6:32 pm #84037 Reply
      Shannon

        Don’t use the fee laden checks… charge up the card while you pay down your other ones. Also I don’t think any of these have rewards or a sign up bonus.

        June 26, 2023 at 6:33 pm #84038 Reply
        Jayne

          Run the numbers. Sometimes you pay more interest with these than if you just focused on paying the balance.

          (And yes I have used them. Just make it’s fully paid off several days before the deadline)

          Also, check out: Cash Available to Trade – BUT I want to use that money for something else now

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        Reply To: Comparing cards for a balance transfer and narrowed down to Bank of America BankAmericard, Citi Diamond Preferred and Citi Simplicty
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