Hi everyone, I’m in my early 30’s and bought a primary residence couple of months ago with 30 year conventional (450k loan) at 6.5%. I’ve additional 60k (plus 30k emergency fund) in my savings. I’m debating whether to payoff 60k principal on my mortgage (If so with or without recast?) or Invest 60k in FZROX/FZILX using my Individual account or mix of both?
As of now I’m only doing 12% in 401k, maxing out HSA and ROTH IRA ( I mean no other Investments besides these 3).
Any Inputs on what I should do different?
Thanks in advance!