[Derek]

My family and I travel for my job and rent out places to live while doing so. We decided to sell our only remaining property because I can make more money with the equity sitting in the bank than I could doing short term rentals. My non professional opinion is that the housing market will somewhat plateau over the next 5-10 years. So I feel like I got most of the equity I could out of it.

I just received the $300k cash and having a hard time dumping it all into the market (VTI) when we are sitting at all time highs. I understand time in the market is better than timing the market. I get 4.6% interest in my SoFi savings account. Anyone experience a similar situation? How did it work out? Any regrets?

[Deanna]

I very much agree with your judgment on the real estate market, and I have also switched from real estate investment to other investments.

[Dalton]

How long until you need the money? If it’s 10 or more years then all time highs today probably mean nothing.

[Jake]

Statistically we are at all time highs all the time. What most people don’t realize is missing out on just a few select winning days a year could result in missing out on millions of gains long term, hence time in the market > timing the market.

Statistically you have a 70% chance of outperforming over time dumping the lump sum on any given day vs cost averaging.

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[Chet]

Move fund to other places. It pay 5.25-5.35% while you are thinking of next step.

[Chuck]

Invest 30k a month.

[Author]

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