Comparing cards for a balance transfer and narrowed down to Bank of America BankAmericard, Citi Diamond Preferred and Citi Simplicty › Forums › Financial Independence This topic is empty. Viewing 3 posts - 1 through 3 (of 3 total) Author Posts June 26, 2023 at 6:31 pm #84036 Reply Jaime All are offering 0% for 21 months and all have 3% fee so I’m undecided and unsure what other info to consider to choose. Customer service? Rewards? I don’t intend to use it for anything other than transferring a balance and paying it off. June 26, 2023 at 6:32 pm #84037 Reply Shannon Don’t use the fee laden checks… charge up the card while you pay down your other ones. Also I don’t think any of these have rewards or a sign up bonus. June 26, 2023 at 6:33 pm #84038 Reply Jayne Run the numbers. Sometimes you pay more interest with these than if you just focused on paying the balance. (And yes I have used them. Just make it’s fully paid off several days before the deadline) Also, check out: Cash Available to Trade – BUT I want to use that money for something else now Author Posts Viewing 3 posts - 1 through 3 (of 3 total) Reply To: Reply #84037 in Comparing cards for a balance transfer and narrowed down to Bank of America BankAmericard, Citi Diamond Preferred and Citi Simplicty Your information: Name (required): Mail (will not be published) (required): Website: Submit Spread the love