What’s your biggest motivation behind frugal living?

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  • #92023 Reply
    USER

      I know for some it’s FIRE (financial freedom retire early). What is your motivation?

      #92024 Reply
      Anh

        1. Not be a victim of consumerism.
        2. Not living paycheck to paycheck.

        #92025 Reply
        Stephanie

          Honestly I was just raised by two parents who are frugal. No real motivation -just seems to be how I am.

          #92026 Reply
          Ti.Gretzinger

            1. Yes, financial freedom.
            2. I want my children to pick up on my frugal habits so they don’t ruin their financial future.

            #92027 Reply
            Molly

              Being frugal comes naturally to me. My parents were frugal out of necessity. Fortunately I’m in a financial position where I don’t HAVE to be, but so glad I am.

              I’ve been able to pay for cancer treatments and IVF treatments in cash without stress.

              I still don’t like having to pay for them, but at least I’m able to without going into debt.

              That peace of mind is priceless to me.

              Have you seen: What has surprised you the most about frugality?

              #92028 Reply
              Tina

                I like having the peace of mind to have the finances to cover emergencies.

                I’m a single mom living in a country I wasn’t born in, with no family members nearby to reach out to if I needed immediate assistance.

                #92029 Reply
                Stacey

                  I want to get to the point where I know I am ok and that I can live a long healthy life without stressing about money and maybe even retire. (I’m in my 50s).

                  #92030 Reply
                  Jill

                    I started being frugal before I knew it was a thing. Then I married my now exhusband, and things got to the point where I was stressed and unhappy over money all the time. I went back to being frugal, put him on an allowance, and improved at least the financial situation. After we divorced, I met my now husband, who was a fan of FIRE.

                    Between us we paid off our cars and my house, saved 40% of his income, and retired in our late fifties, even with helping some less than frugal relatives.

                    Being able to sleep at night is priceless!

                    Consider browsing: What frugal step did you take this week to save money?

                    #92031 Reply
                    Margie

                      Absorbed the lifestyle growing up. Retired now, and able to maintain a comfortable standard of living, within my means.

                      #92032 Reply
                      Jan

                        To gain financial freedom…..and I have.

                        I enjoy the challenge and I don’t waste anything. I believe in being good to the Earth and not being greedy.

                        #92033 Reply
                        Heather

                          For sure retiring before I’m much into my 60s is the biggest motivator. Unfortunately I had my youngest at 42 so that’s going to be hard.

                          #92034 Reply
                          Teresa

                            So, I can retire as early as 46, if I am offered an “early out” with full benefits (otherwise I’m out at 57).

                            It started out as necessity, but over time, as I earned more money, I stayed frugal to prioritize my financial goals and use the income for things I felt were worth it, scrimping where I don’t.

                            Worth a look: I have an idea for those of you looking for a way to give your Mom a frugal gift for Mother’s Day

                            #92035 Reply
                            Linda

                              I grew up poor, share cropper’s daughter that went on to be come the most respected John Deere service person in our county. We were poor but bless with a loving family.

                              Watching my mom and dad raise 6 kids, 2 business mangers, 2 engineers, 1 accountant, and millionaire protect managers, frugal just because a way of life. A lifestyle that was passed on to my children.

                              It a life style of budgeting, saving and being careful how we use our money.

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